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Riverty vs Zilch

Riverty

7.4#2 in buy now, pay later platformsFree plan
Free planAndroidiOSWebAPI
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Zilch

7.2#8 in buy now, pay later platformsFrom £2.99 a month
Free planAndroidiOSWeb
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What both publish

FactRivertyZilch
Customer supportRiverty says its customer service team handles payment-related BNPL support, while its help page routes consumers by country.Zilch offers support seven days a week by in-app live chat from 9am to 6pm and by phone from 9am to 5pm.
Founded20222018
RegulationRiverty describes itself as a BaFin-regulated payment institution and says it maintains regulatory compliance in the European markets where it operates.Zilch Technology Limited says it is authorised by the Financial Conduct Authority for payment services and is authorised and regulated by the FCA.

Riverty plans

  • PauseFree
  • Direct debitPriced on request
  • Fixed installmentsPriced on request
  • FlexPriced on request
  • Monthly invoicePriced on request
  • Pay in 3Priced on request

Zilch plans

  • Zilch StandardFree
  • Zilch Extra£2.99 a month
  • Zilch Plus£4.99 a month

Pick Riverty if…

It serves businesses needing payment, accounting, or debt collection products and consumers managing deferred payments. Merchant and consumer availability depends on the listed platforms and regions.

Pick Zilch if…

Zilch may suit eligible UK residents aged 18 or older who want to pay now or spread payments and use Rewards. Its plans also offer physical cards and, for eligible Extra or Plus customers, Advance.

Charts they share