
Powens
6.8#10 in bank connectivity softwareAndroidiOSWebAPI
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| Fact | Powens | Trovata TMS |
|---|---|---|
| Founded | The company says it was founded as Budget Insight in 2012 and rebranded as Powens in 2022. | 2016 |
| Headquarters | Paris, France | Solana Beach, California, United States |
| Integrations | For business account aggregation, Powens says it connects to PSP wallets such as PayPal, Stripe and GoCardless. | Officially listed integrations include NetSuite, Sage Intacct, Oracle Fusion, SAP and FloQast, with API and SFTP connectivity for other systems. |
| Payments | The platform offers IBAN accounts, Direct Debit, Pay by Bank and instant SEPA transfers through one API and dashboard. | Payments can be initiated, approved and released through policy-controlled workflows with real-time updates to cash, forecasts and accounting. |
| Security | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. | Trovata states that production data is encrypted at rest with AES-256 and protected in transit with TLS 1.2 using Amazon Key Management Service for cryptographic keys. |
| Support | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. | The base package includes 3–5 hours of live training and unlimited in-app technical support. |
| What it does | Powens describes itself as an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. | Trovata TMS is a cloud-native treasury system using real-time bank connectivity and normalized financial data across cash, banking, capital markets, payments and accounting. |
Powens is aimed at organizations in areas such as lending, accounting, wealth management, property management, retail banking, and payments. Developers can explore its API through a free self-service sandbox.
Trovata TMS is designed for treasury teams managing multiple banks, entities, and currencies, as well as finance leaders and accounting teams.