Pluggy
6.3#23 in bank connectivity softwareFrom R$2.50 a monthWebAPI
VisitPluggy vs Trovata TMS
Trovata TMS
7.3#1 in bank connectivity softwareFrom $24,000 a yearAndroidiOSWebAPI
VisitWhat both publish
| Fact | Pluggy | Trovata TMS |
|---|---|---|
| Compliance | Pluggy states that its Brazilian payment institution is authorized by the Central Bank of Brazil as a Payment Transaction Initiator (ITP). | Trovata states that its secure cloud-based platform is SOC-1 Type 2 and SOC-2 Type 2 certified. |
| Founded | 2019 | 2016 |
| Headquarters | São Paulo, Brazil | Solana Beach, California, United States |
| Integrations | Pluggy lists Conta Azul, Nibo, MarketUP, Kamino, Cloud Gym, TOTVS, Ottimizza, Bom Controle, F360, and Granatum as customer platforms. | Officially listed integrations include NetSuite, Sage Intacct, Oracle Fusion, SAP and FloQast, with API and SFTP connectivity for other systems. |
| Payments | Its Payments product supports Pix initiation, one-time charges, recurring Pix Automatic payments, and cash management. | Payments can be initiated, approved and released through policy-controlled workflows with real-time updates to cash, forecasts and accounting. |
| Product | Pluggy provides Open Finance infrastructure for software to read financial data and move money in Brazil through one API. | Trovata TMS is a cloud-native treasury management system built on real-time bank connectivity and normalized financial data. |
| Security | Pluggy says its connection is encrypted and that users’ access credentials are not shared with third parties. | Trovata states that production data is encrypted at rest with AES-256 and protected in transit with TLS 1.2 using Amazon Key Management Service for cryptographic keys. |
| Support | Pluggy offers ticket support and a Discord community, with specialized technical support and ticket SLA for Pro and Enterprise customers. | The base package includes 3–5 hours of live training and unlimited in-app technical support. |
Pluggy plans
- DadosR$2.50 a month
- PagamentosR$500 a month
Trovata TMS plans
- Base Package$24,000 a year
- Trovata TMSPriced on request
Pick Pluggy if…
You want what its maker publishes above — check its page for the details.
Pick Trovata TMS if…
Trovata TMS is designed for treasury teams managing multiple banks, entities, and currencies, as well as finance leaders and accounting teams.