Payoff vs Toffee
| Payoff | Toffee | |
|---|---|---|
| Free plan | Yes | No |
| Free trial | Yes | No |
| Paid from | £4.17/mo | — |
| Open source | No | No |
| Platforms | Android, iOS | iOS, Android |
| Free plan | Yes | Yes |
| Payoff strategies | both | both |
| Balance tracking | Yes | Yes |
| Creditor tracking | Yes | — |
| Counselor workspace | No | — |
| Mobile apps | Yes | Yes |
Both are listed in Best Debt Management Software. On Everything Xiaomi, Payoff scores higher on our published basis.