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Pay. Pay by Link vs Paystack

Paystack

8.2#2 in payment gatewaysFrom 1 NGN a month
Free planAndroidiOSWebAPI
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What both publish

FactPay. Pay by LinkPaystack
HeadquartersSpijkenisse, NetherlandsLagos, Nigeria
IntegrationsPay. says it has over 90 integrations, offers plugins for over 20 webshop systems, and supports custom integrations through APIs.Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms.
Payment methodsCustomers can pay through links using the payment methods available on the merchant’s sales channels.Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money.

Pay. Pay by Link plans

  • PioneerFree
  • Professional€35 a month
  • Business€89 a month
  • PremiumPriced on request

Paystack plans

  • Paystack transaction pricing (Nigeria)Free
  • AccountFree
  • Dedicated virtual accounts1 NGN a month
  • Nigeria local transactions1.51 NGN a month
  • Nigeria international transactions3.91 NGN a month
  • Nigeria transfers up to NGN 5,00010 NGN a month

Pick Pay. Pay by Link if…

It suits merchants who need to request remote payments for invoices, prepayments, or reminders. It also fits businesses that want payment links integrated with webshop systems or custom APIs.

Pick Paystack if…

Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.

Charts they share