Owdyn
7.2#82 in personal finance softwareFrom 9.99 NZD a monthFree planWeb
VisitOwdyn vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Owdyn | PocketSmith |
|---|---|---|
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting | It offers category budgets and savings goals that feed into its Safe-to-Spend calculation. | The product provides a budget calendar, flexible budget periods and what-if scenarios. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Headquarters | Auckland, New Zealand | Dunedin, New Zealand |
| Net-worth tracking | Yes | Yes |
| Purpose | Owdyn is a personal finance app that calculates how much a user can spend after upcoming bills and commitments are accounted for. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
| Report export | Yes | Yes |
| Security | The security page says connections use TLS 1.2 or higher and sensitive fields are encrypted with AES-256-GCM inside Owdyn. | Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024. |
| Support | Owdyn lists [email protected] for security concerns and vulnerability reports, and says it will acknowledge vulnerability reports within 24 hours. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
Owdyn plans
- Owdyn FreeFree
- Owdyn Plus9.99 NZD a month
- Owdyn Wise17.99 NZD a month
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick Owdyn if…
You want what its maker publishes above — check its page for the details.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.