OpenACH
7.8#1 in ach payment processing softwareFree planFree planAndroidiOSWebAPI
VisitOpenACH vs Rotessa
What both publish
| Fact | OpenACH | Rotessa |
|---|---|---|
| API | OpenACH offers a REST/JSON API for integrating business software with ACH payment processing. | The public REST API uses API-key authentication at api.rotessa.com/v1, with a sandbox endpoint available for testing. |
| Company headquarters | EasyOFAC, described on its site as an OpenACH company, lists 401 E 8th St, Suite 214-694, Sioux Falls, South Dakota 57103. | LinkedIn lists Rotessa’s primary location as 115 Industrial Road, Steinbach, Manitoba, Canada. |
| Purpose | OpenACH is an open-source, web-based platform for ACH origination and payment processing. | Rotessa is online software for scheduling and withdrawing one-time or recurring payments directly from customers’ bank accounts. |
| Security | The Docker instructions say the setup generates an encryption key for data and advise protecting the configuration file containing it. | Rotessa’s security overview says sensitive database information is encrypted using AES256, backups are made daily, and the company adheres to PCI DSS requirements for security management and protective measures. |
| Support | OpenACH says users can contact its team for both basic and technical questions and hosted setup assistance. | Rotessa describes its support team as fast and responsive, and provides an online support centre with documentation on accounts, authorizations, integrations, processing, and transactions. |
OpenACH plans
- OpenACH open-source softwareFree
- OEM Commercial LicensePriced on request
Rotessa plans
- 251-1000 Transactions$0.35 a month
- 1-10 Transactions$17 a month
- Base$25 a month
- 11-50 Transactions$39 a month
- 51-100 Transactions$65 a month
- 101-250 Transactions$94 a month
Pick OpenACH if…
OpenACH suits businesses seeking ACH processing, organizations connecting existing payment systems, and developers or system integrators. Its API, NACHA libraries, and self-hosting options are relevant to teams integrating payment workflows.
Pick Rotessa if…
Rotessa may suit businesses collecting bank payments on a one-time or recurring schedule, including the industries it lists. It also fits organizations that want accounting integrations, API access, or multiple user permissions.