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onPhase AP Automation vs Ramp AP

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Ramp AP

8.8#1 in accounts payable softwareFrom $15 a month
Free planAndroidiOSWebAPI
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What both publish

FactonPhase AP AutomationRamp AP
Approval workflowsYesYes
IntegrationsThe page lists NetSuite, Microsoft Dynamics 365, Business Central, Dynamics GP, SAP, Procede, CDK, Karmak, Tekion, Dealertrack, Sage, and Infor among its ERP and DMS integrations.Ramp offers 200+ integrations, including accounting, banking, HR and payroll, procurement, productivity, receipt automation, and travel tools.
Invoice captureAI with human-in-the-loop validation captures header and line-item invoice details, including handwriting, with up to 99% accuracy.Ramp’s OCR captures invoice details with 99% accuracy.
Multi-entity supportYesYes
Payment executionYesYes
PO matchingYesRamp performs two-way and three-way matching against purchase orders and receipts.
Security and complianceThe company states that onPhase is SOC 1 Type II, SOC 2 Type II, HIPAA, and NACHA compliant, with role-based access controls, separation of duties, and time-stamped audit trails.Ramp’s Trust Center lists CCPA, ISO/IEC 27001, PCI DSS, SOC 1, SOC 2, FedRAMP Moderate, GovRAMP, and TX-RAMP.
SupportSubscriptions include product updates, direct access to support specialists, and scheduled health reviews; standard support is available Monday through Friday, 8 a.m. to 8 p.m. Eastern.The pricing page lists 24/7 chat support for Free and 24/7 phone support for Plus and Enterprise.
What it doesonPhase manages invoice capture through payment in one cloud-based AP platform that syncs with the ERP or DMS a business already uses.Ramp Bill Pay processes invoices, manages approvals, and pays vendors through an AI-powered accounts payable workflow.

onPhase AP Automation plans

  • Custom quotePriced on request

Ramp AP plans

  • FreeFree
  • Plus$15 a month
  • EnterprisePriced on request

Pick onPhase AP Automation if…

You want what its maker publishes above — check its page for the details.

Pick Ramp AP if…

Ramp AP suits smaller or fast-growing companies, mid-sized finance teams, and multi-entity organizations with complex accounting needs. It can also fit teams seeking a standalone AP workflow without Ramp corporate cards or expense management.

Charts they share