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OnPay vs TipPay

OnPay

7.7#2 in church payroll softwareFrom $10 a month
AndroidiOSWebAPI
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TipPay logo

TipPay

6.1#19 in restaurant payroll softwareFrom $29 a month
Web
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What both publish

FactOnPayTipPay
IntegrationsNamed integrations include QuickBooks Online and Desktop, Xero, TurboTax, QuickBooks Time, Deputy, and When I Work.The site says payroll can be funded via Stripe and employee rosters can be imported by CSV.
PayrollThe service automates payroll calculations, tax filings, and tax payments, and includes year-end filings.It calculates tipped wages, overtime, tips, deductions, and net pay, and offers automatic federal and state tax filings.
SecurityOnPay states it is SOC 2 Type II compliant and uses encryption, AWS infrastructure, backups, and role-based access controls.TipPay says it uses bank-level encryption, secure cloud infrastructure, and strict access controls, and that employee, tip, and payroll data is not shared with third parties.

OnPay plans

  • Compliance Resources$10 a month
  • HR$15 a month
  • Time Tracking$15 a month
  • Payroll$49 a month
  • Payroll Essentials$49 a month
  • Live HR Support$65 a month

TipPay plans

  • Starter$29 a month
  • Professional$59 a month
  • Enterprise$99 a month

Pick OnPay if…

OnPay suits small businesses that want payroll alongside HR, benefits, and time tracking. Its listed industry support includes restaurants, farms, nonprofits, healthcare, and retail.

Pick TipPay if…

TipPay suits restaurants that need payroll, tip distribution, and time tracking in one browser-based service. Its plan tiers offer different employee and location limits, support channels, and scheduling features.

Charts they share