OnPay vs Square

OnPay plans

• Compliance Resources$10 a month
• Time Tracking$15 a month
• HR$15 a month
• Payroll$49 a month
• Payroll Essentials$49 a month
• Live HR Support$65 a month

Square plans

• Square FreeFree
• Square ProPriced on request

Pick OnPay if…

OnPay suits small businesses that want payroll alongside HR, benefits, and time tracking. Its listed industry support includes restaurants, farms, nonprofits, healthcare, and retail.

Pick Square if…

You want what its maker publishes above — check its page for the details.