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NymCard vs Swan Cards

NymCard

6.4#10 in banking-as-a-service platforms
AndroidiOSWebAPI
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Swan Cards

7.9#2 in banking-as-a-service platformsFrom €900 a month
Free planAndroidiOSWebAPI
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What both publish

FactNymCardSwan Cards
AudienceNymCard describes its platform as serving banks, fintechs, and businesses building financial products.Swan describes itself as a platform helping European software companies add white-labeled banking services to their products.
Card controlsCard programs can configure spending limits, billing cycles, repayment, and installments through the API.Spending controls can be set by amount, currency, merchant, category, city or country.
Founded20182019
IntegrationsNymCard says its platform connects to existing core banking platforms without requiring their replacement.Swan offers a GraphQL API, a ready-made web banking interface, and an open-source Swan Banking Frontend for customized web banking.
ProductnCore combines card issuing, money movement, settlement, reconciliation, lending, and financial crime capabilities on one payments platform.Swan provides embedded banking features—including accounts, cards, and payments—for integration into other companies’ products.
SecurityNymCard states that nCore is certified for PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001.Sensitive card-related changes require consent, and Swan cards support 3-D Secure for online payments.

NymCard plans

  • nCorePriced on request

Swan Cards plans

  • SandboxFree
  • Swan€900 a month
  • Swan on demand€2,990 a month
  • Swan EnterprisePriced on request

Pick NymCard if…

NymCard suits banks, fintechs, and businesses building card, payment, or other financial products. Its deployment choices and API integration may suit organizations with specific hosting or core-banking needs.

Pick Swan Cards if…

Swan suits European software companies that want to embed branded accounts, cards, or payments in their products. Partners need a backend for API calls and can configure card rules for their users.

Charts they share