Nequi
7.4#31 in money transfer apps23,200 COP one-timeFree planAndroidiOS
VisitNequi vs Wise
What both publish
| Fact | Nequi | Wise |
|---|---|---|
| Free plan | Yes | Yes |
| Integrations | Nequi says users can access investments in stocks through trii and Acciones y Valores S.A. from the app. | Wise says it has partnered with companies including Monzo, Bolt, and GoCardless to provide their customers international banking services. |
| Mobile platforms | both | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Recipient methods | wallet | bank |
| Regulatory status | Nequi says it began operating as Nequi S.A. Compañía de Financiamiento on September 1, 2026, as part of Grupo Cibest. | Wise says it is licensed in most states and regulated by authorities worldwide. |
| Support | Nequi provides a help center with guidance for using products, solving problems, managing accounts, and reporting emergencies involving money. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
| Transfer speed | instant | On many popular routes, transfers can arrive within one day, the same day, or instantly. |
| Transfer tracking | Yes | The app shows the list and current status of transfers users have set up. |
Nequi plans
- Tarjeta Nequi Visa digitalFree
- Tarjeta Nequi Visa física + digital23,200 COP, paid once
Wise plans
- Wise personal account and transfersFree
Pick Nequi if…
You want what its maker publishes above — check its page for the details.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.