Monzo
8.1#1 in digital wallet appsFrom £3 a monthFree planAndroidiOSWebAPI
VisitMonzo vs ZaloPay
What both publish
| Fact | Monzo | ZaloPay |
|---|---|---|
| Customer support | Monzo says customers can use 24/7 in-app chat, UK and overseas telephone numbers, and email support. | The site lists support at 1900 545 436 and [email protected], and a security-report address at [email protected]. |
| Headquarters | Monzo describes its main base as London near Liverpool Street, with an office in Cardiff and staff working globally. | Ho Chi Minh City, Vietnam |
| Security | Monzo says it is authorised by the Prudential Regulation Authority and regulated by the FCA and PRA, with eligible deposits protected by FSCS up to £120,000 per person. | ZaloPay says it holds PCI DSS and ISO 27001 information-security certifications. |
Monzo plans
- Business LiteFree
- FreeFree
- MonzoFree
- Extra£3 a month
- Perks£9 a month
- Business Pro£9 a month
ZaloPay plans
- ZaloPayFree
Pick Monzo if…
Monzo suits UK residents seeking a current account with app tools for budgeting, saving, travel spending or investing. Plan conditions and rates vary by account or subscription.
Pick ZaloPay if…
ZaloPay suits people in Vietnam who need wallet transfers, bill payments, shopping, and QR payments across Android or iOS. Businesses can use its app-to-app payment SDK.