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Lokta vs Peach

Lokta

7.4#3 in loan management softwareFrom ₹1 a month
Free planWebAPILinuxSelf-hosted
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Peach

5.3#25 in loan management software
WebAPI
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What both publish

FactLoktaPeach
IntegrationsReady integration examples include Digio, Cashfree, Gupshup, SMTP email, Tally and bureau reporting, while each provider is mapped and tested for the deployment.The partnerships page lists Visa, Mastercard, Lithic, Qolo, Marqeta, Twilio, Plaid, Google Cloud, Cybersource, Experian, Equifax, TransUnion, Silicon Valley Bank, and Galileo.
SupportStarter includes bureau reporting, email support and phone support, while Enterprise offers dedicated engineering support.Peach says implementation questions go to its engineers, with day-to-day support as the first path after go-live and Solutions Engineers available for technical questions.
Target customersIt serves banks, NBFCs, fintech lenders and lending service providers.Peach describes its customers as lenders, fintechs, banks, and credit unions building or scaling lending programs.

Lokta plans

  • Lokta Next 100Free
  • Starter (Lokta Next 100)Free
  • Lokta Next 100 after free term₹1 a month
  • Scale-up$100 a month
  • EnterprisePriced on request

Peach plans

  • Peach platformPriced on request

Pick Lokta if…

Lokta is for banks, NBFCs, fintech lenders, and lending service providers managing loans after approval. Its supported loan books span consumer, vehicle, property, business, and supply-chain finance.

Pick Peach if…

Peach suits lenders and financial companies building or scaling several lending products. It fits teams needing servicing tools, borrower portals, payment scheduling, APIs, and compliance checks.

Charts they share