LinkAja
6.7#66 in money transfer appsFree planFree planAndroidiOSAPI
VisitLinkAja vs Wise
What both publish
| Fact | LinkAja | Wise |
|---|---|---|
| Founded | 2019 | 2011 |
| Free plan | Yes | Yes |
| Headquarters | Jakarta, Indonesia | London, United Kingdom |
| Mobile platforms | both | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Regulatory status | PT Fintek Karya Nusantara says it is licensed by Bank Indonesia as an electronic money issuer and funds transfer provider. | Wise says it is licensed in most states and regulated by authorities worldwide. |
| Security | Registration uses an OTP sent by SMS, and transactions require the LinkAja PIN. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | Customers can contact support through in-app or website live chat and by phone at 021-80602109. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
| Transfer tracking | Yes | The app shows the list and current status of transfers users have set up. |
| Upfront fee display | Yes | Yes |
LinkAja plans
- Basic ServiceFree
- Full ServiceFree
Wise plans
- Wise personal account and transfersFree
Pick LinkAja if…
You want what its maker publishes above — check its page for the details.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.