Ledger
7.1#92 in personal finance softwareFrom $49.99 a yearFree planiOS
VisitLedger vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Ledger | PocketSmith |
|---|---|---|
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Headquarters | Melbourne, Australia | Dunedin, New Zealand |
| Mobile apps | ios | both |
| Purpose | Ledger is a pay-cycle planning app that brings income, expenses and remaining funds together. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
| Report export | Yes | Yes |
| Security | The privacy policy says Ledger may offer Face ID, Touch ID or app lock, and does not receive or store biometric templates. | Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024. |
| Support | Users can contact [email protected] for support and privacy requests, and may send screenshots or exports for help. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
Ledger plans
- FreeFree
- Ledger ProA$5.99 a month
- Ledger Pro$49.99 a year
- Ledger Pro$89.99, paid once
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick Ledger if…
You want what its maker publishes above — check its page for the details.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.