
Klarna
7.2#3 in shopping and price-tracking appsFrom $4.99 a monthAndroidiOSWebAPI
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| Fact | Klarna | Zilch |
|---|---|---|
| Customer support | Klarna’s US customer service page offers assistance through sign-in chat for purchases and accounts. | Zilch offers support seven days a week by in-app live chat from 9am to 6pm and by phone from 9am to 5pm. |
| Founded | 2005 | 2018 |
| What it does | Klarna Payments lets merchants offer Klarna as a checkout payment method, with options customers can select such as pay now, pay later, or pay in parts. | Zilch offers flexible ways to pay, Rewards and credit to consumers through its app and card. |
Klarna may suit consumers in its listed regions who want different ways to repay at checkout. Merchants using supported commerce platforms can consider it for omnichannel checkout and scheduled settlement.
Zilch may suit eligible UK residents aged 18 or older who want to pay now or spread payments and use Rewards. Its plans also offer physical cards and, for eligible Extra or Plus customers, Advance.