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Instamojo vs tru

Instamojo

8.1#3 in payment gatewaysFrom ₹3,999 a year
Free planAndroidiOSWebAPI
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tru

6.1#38 in payment gateways
WebAPI
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What both publish

FactInstamojotru
HeadquartersBengaluru, Karnataka, IndiaUnited States
IntegrationsThe maker lists API libraries or plugins for Python, Ruby, PHP, Java, C#, JavaScript, Android, iOS, WordPress, WooCommerce, Drupal, Magento, PrestaShop, and OpenCart.The privacy policy names Stripe Link and Stripe Connect, and MCP-compatible clients including Claude Code, Cursor, and Windsurf.
SecurityInstamojo states that its payment gateway is PCI-DSS certified and that stores receive an automatically configured industry-standard SSL certificate.The privacy policy says data is encrypted in transit with TLS and sensitive stored data is encrypted using industry-standard methods.

Instamojo plans

  • Smart₹4,999 a year
  • Starter₹3,999 a year
  • Growth₹9,999 a year
  • QuickFree
  • Lite (Online Store)Free
  • LiteFree

tru plans

  • Usage-based$0.50, paid once

Pick Instamojo if…

Instamojo is aimed at D2C brands, MSMEs, startups, independent artists, creators, and entrepreneurs. It suits sellers seeking storefront, landing-page, or payment tools in one platform.

Pick tru if…

You want what its maker publishes above — check its page for the details.

Charts they share