Instamojo
8.1#3 in payment gatewaysFrom ₹3,999 a yearFree planAndroidiOSWebAPI
VisitInstamojo vs Paystack
What both publish
| Fact | Instamojo | Paystack |
|---|---|---|
| Documentation depth | The developer site links to API documentation and step-by-step guides, while the reference docs include authentication, redirects, webhooks, refunds and sample integrations. | Developer documentation provides interactive walkthroughs, code snippets, searchable guides, sample projects and API references. |
| Headquarters | Bengaluru, Karnataka, India | Lagos, Nigeria |
| Integrations | The maker lists API libraries or plugins for Python, Ruby, PHP, Java, C#, JavaScript, Android, iOS, WordPress, WooCommerce, Drupal, Magento, PrestaShop, and OpenCart. | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. |
| Payment methods | The pricing page lists UPI, domestic cards, netbanking, wallets, EMI options, corporate cards and premium or international cards subject to request. | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. |
| Rating on Capterra | 3.9 out of 5 from 17 reviews. | 4.4 out of 5 from 17 reviews |
| Rating on G2 | 0.0 out of 5 from 0 reviews; G2 says there are insufficient reviews for buying insight. | 4.1 out of 5 from 9 reviews |
| Rating on Trustpilot | 1.5 out of 5 from 49 reviews. | 1.5 out of 5 from 249 reviews |
| SDKs | Official documentation covers Android custom-UI integration and an iOS SDK supporting cards, EMI, netbanking, wallets and UPI. | Official developer tools include InlineJS plus Android, iOS, Flutter, Node and Python libraries. |
| Security | Instamojo states that its payment gateway is PCI-DSS certified and that stores receive an automatically configured industry-standard SSL certificate. | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. |
Instamojo plans
- Smart₹4,999 a year
- Starter₹3,999 a year
- Growth₹9,999 a year
- QuickFree
- Lite (Online Store)Free
- LiteFree
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
Pick Instamojo if…
Instamojo is aimed at D2C brands, MSMEs, startups, independent artists, creators, and entrepreneurs. It suits sellers seeking storefront, landing-page, or payment tools in one platform.
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.