Grey
7.1#42 in money transfer apps$5 one-timeAndroidiOSWebAPI
VisitGrey vs Wise
What both publish
| Fact | Grey | Wise |
|---|---|---|
| Exchange-rate model | markup | mid_market |
| Founded | 2020 | 2011 |
| Free plan | Yes | Yes |
| Headquarters | Middletown, Delaware, United States | London, United Kingdom |
| Mobile platforms | both | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Recipient methods | bank | bank |
| Security | Grey describes two-factor authentication, session controls, and 3D Secure transaction verification as security features. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | Grey lists [email protected] as a contact and links to its help center and FAQ. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
| Transfer speed | instant | On many popular routes, transfers can arrive within one day, the same day, or instantly. |
| Transfer tracking | Yes | The app shows the list and current status of transfers users have set up. |
| Upfront fee display | Yes | Yes |
Grey plans
- Grey virtual card$5, paid once
Wise plans
- Wise personal account and transfersFree
Pick Grey if…
You want what its maker publishes above — check its page for the details.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.