GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitGoCardless Bank Account Data vs Salt Edge Data Aggregation
Salt Edge Data Aggregation
6.9#5 in bank connectivity softwareAndroidiOSWebAPI
VisitWhat both publish
| Fact | GoCardless Bank Account Data | Salt Edge Data Aggregation |
|---|---|---|
| Coverage | The solution is available in European Economic Area countries subject to PSD2, where GoCardless says it operates as an authorised AISP. | Salt Edge says its open banking data coverage includes Europe, the UK, and beyond. |
| Headquarters | London, United Kingdom | Ottawa, Canada |
| Purpose | Bank Account Data API connects users’ bank accounts and provides account information from bank PSD2 APIs. | Salt Edge Data Aggregation gives businesses access to end-users’ bank data from 5,000+ worldwide banks through one API in a unified format. |
| Security | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. | Salt Edge states that it is ISO 27001 certified and licensed as an AISP under PSD2. |
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Salt Edge Data Aggregation plans
- Sandbox / Developer trialFree
- Account Information (Production)Priced on request
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.
Pick Salt Edge Data Aggregation if…
It suits businesses that need to connect customer bank accounts and use aggregated account data in financial or business services. Organizations without their own PSD2 licence can consider the Partner Program for access to aggregated EU bank data.