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GoACH vs Rotessa

GoACH logo

GoACH

5.3#20 in ach payment processing software
WebAPI
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Rotessa

7.3#2 in direct debit processing softwareFrom $0.35 a month
WebAPImacOSWindows
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What both publish

FactGoACHRotessa
APIThe REST API supports transactions, recurring schedules, clients, bank accounts, returns, deposits, and reporting; API access requires credentials from GoACH.The public REST API uses API-key authentication at api.rotessa.com/v1, with a sandbox endpoint available for testing.
HeadquartersCharlotte, North Carolina, United StatesSteinbach, Manitoba, Canada
SecurityAccount security settings include Authy two-factor authentication, password management, IP whitelisting, and recent login and IP information.Rotessa’s security overview says sensitive database information is encrypted using AES256, backups are made daily, and the company adheres to PCI DSS requirements for security management and protective measures.
SupportGoACH lists dedicated support and provides support by email at [email protected] and by phone at (888) 984-6224.Rotessa describes its support team as fast and responsive, and provides an online support centre with documentation on accounts, authorizations, integrations, processing, and transactions.

GoACH plans

  • Custom pricingPriced on request

Rotessa plans

  • 251-1000 Transactions$0.35 a month
  • 1-10 Transactions$17 a month
  • Base$25 a month
  • 11-50 Transactions$39 a month
  • 51-100 Transactions$65 a month
  • 101-250 Transactions$94 a month

Pick GoACH if…

GoACH is aimed at businesses in industries such as merchant cash advance, credit repair, debt settlement, collections, insurance premiums, and new businesses. It may suit teams needing ACH processing through a browser terminal or API.

Pick Rotessa if…

Rotessa may suit businesses collecting bank payments on a one-time or recurring schedule, including the industries it lists. It also fits organizations that want accounting integrations, API access, or multiple user permissions.

Charts they share