GoACH
5.3#20 in ach payment processing softwareWebAPI
VisitGoACH vs GoCardless Bank Account Data
GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitWhat both publish
| Fact | GoACH | GoCardless Bank Account Data |
|---|---|---|
| Headquarters | Charlotte, North Carolina, United States | London, United Kingdom |
| Product | GoACH is a NACHA-compliant ACH processor for high-risk businesses, including merchant cash advance, credit repair, debt settlement, and collections. | Bank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON. |
| Security | Account security settings include Authy two-factor authentication, password management, IP whitelisting, and recent login and IP information. | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. |
| Support | GoACH lists dedicated support and provides support by email at [email protected] and by phone at (888) 984-6224. | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. |
GoACH plans
- Custom pricingPriced on request
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Pick GoACH if…
GoACH is aimed at businesses in industries such as merchant cash advance, credit repair, debt settlement, collections, insurance premiums, and new businesses. It may suit teams needing ACH processing through a browser terminal or API.
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.