Front2Bax
5.9#10 in direct debit processing softwareFrom £650 a yearSelf-hostedWindows
VisitFront2Bax vs GoCardless Bank Account Data
GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitWhat both publish
| Fact | Front2Bax | GoCardless Bank Account Data |
|---|---|---|
| Founded | 1995 | 2011 |
| Headquarters | Crawley, England, United Kingdom | London, United Kingdom |
| Purpose | Front2Bax transmits electronic transactions to Bacs for organisations making payments and collecting Direct Debits. | Bank Account Data API connects users’ bank accounts and provides account information from bank PSD2 APIs. |
| Security | The maker describes built-in security measures and says data is processed safely and kept compliant with UK regulations. | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. |
| Support | Software customers receive email and telephone support, and the product page says support is included all year with each subscription. | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. |
Front2Bax plans
- Standard Bacs User£650 a year
- Bacs Bureau User£1,200 a year
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Pick Front2Bax if…
It suits organisations that hold their own Service User Number and need to transmit Bacs Direct Debit or Direct Credit payments. The Bureau plan is intended for organisations processing transactions for multiple customers.
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.