Front2Bax
Front2Bax is software for organisations that send Bacs payment transactions, including Direct Debit collections and Direct Credit payments such as salaries a…
What Front2Bax is
Front2Bax is software for organisations that send Bacs payment transactions, including Direct Debit collections and Direct Credit payments such as salaries and supplier payments. It can process AUDDIS Direct Debit Instructions and generate them automatically when needed. The application runs on the customer’s own systems, and its maker says payment data remains within the organisation’s IT environment. It reads ASCII accounting files, Excel files and simple text files; tailored schema files are said to support files from payroll systems as well. Front2Bax runs on Windows 10 or 11, or equivalent Windows Server versions, and requires Microsoft SQL Server 2014 or later. Broadband internet is needed for Bacs transmissions. Users must hold their own Service User Number (SUN). The Standard Bacs User plan costs £650.00 per year; the Bacs Bureau User plan costs £1200.00 per year. Both include technical support and have no transaction fees. elseWare, based in Crawley, says it has supplied Bacs software and support since 1995.
Good
- Handles Direct Debit and Direct Credit payments.
- Can process or generate AUDDIS instructions.
- Accepts accounting, Excel and text files.
- Technical support is included with both plans.
- No transaction fees on either plan.
Watch out
- Requires an organisation’s own Service User Number.
- Requires Microsoft SQL Server 2014 or later.
- Broadband internet is required for transmissions.
- No free plan is listed.
Who it suits
It suits organisations that hold their own Service User Number and need to transmit Bacs Direct Debit or Direct Credit payments. The Bureau plan is intended for organisations processing transactions for multiple customers.
Verdict
Front2Bax covers Bacs payment processing for organisations with their own SUN, with a separate plan for bureau work. Check the Windows and SQL Server requirements and annual plan cost before choosing it.
Plans and prices
From Front2Bax's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Standard Bacs User | £650 a year | Full software access for standard organisation with own SUN · technical support included · no transaction fees · Per year |
| Bacs Bureau User | £1,200 a year | For organisations processing transactions on behalf of multiple customers · technical support included · no transaction fees · Per year |
The facts
Each one read from Front2Bax's own pages, with the date it was checked.
What it does
- AUDDIS
- Front2Bax can process AUDDIS Direct Debit Instructions and automatically generate them if required.checked 7 Oct 2026
- Connectivity
- A broadband internet connection is required for Bacs transmissions.checked 7 Oct 2026
- Database requirement
- Front2Bax requires Microsoft SQL Server 2014 or later; the page recommends SQL Server 2019 Express.checked 7 Oct 2026
- Disaster recovery
- The maker says bureaux and payroll providers use Front2Bax as a disaster recovery option.checked 7 Oct 2026
- Eligibility
- Users need their own Service User Number (SUN), and the maker says it works exclusively with organisations that hold one.checked 7 Oct 2026
- File formats
- It can process ASCII files from accounting systems, as well as files created in Excel or simple text files.checked 7 Oct 2026
- Installation
- Front2Bax is an on-premise application installed directly onto the customer's systems, and the maker says payment data stays within the customer's IT environment.checked 7 Oct 2026
- Limits
- The maker states there is no limit to software copies, clients, transactions, or users.checked 7 Oct 2026
- Payment types
- The software supports Bacs Direct Debit collections and Bacs Direct Credit payments, including employee salaries and supplier payments.checked 7 Oct 2026
- Payroll compatibility
- The maker says tailored schema files let Front2Bax read files from any payroll system or Excel.checked 7 Oct 2026
- Purpose
- Front2Bax transmits electronic transactions to Bacs for organisations making payments and collecting Direct Debits.checked 7 Oct 2026
- Security
- The maker describes built-in security measures and says data is processed safely and kept compliant with UK regulations.checked 7 Oct 2026
- Support
- Software customers receive email and telephone support, and the product page says support is included all year with each subscription.checked 7 Oct 2026
The company
- Founded
- 1995checked 28 Sep 2026
- Headquarters
- Crawley, England, United Kingdomchecked 28 Sep 2026
- Maker history
- elseWare says it has provided Bacs software and support since 1995.checked 7 Oct 2026
Where it runs
- Windows requirements
- The listed operating systems are Windows 10 or 11, 64-bit recommended, or Windows Server equivalents.checked 7 Oct 2026
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