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First ACH API vs GoCardless Bank Account Data

What both publish

FactFirst ACH APIGoCardless Bank Account Data
Company headquartersThe current contact page lists 2141 East Broadway Road, Suite 202, Tempe, Arizona 85282.GoCardless Ltd lists its address as Sutton Yard, 65 Goswell Road, London, EC1V 7EN, United Kingdom.
FoundedFirst ACH’s management page says Paul Sabella founded First ACH in May 1998.2011
HeadquartersFirst ACH lists its corporate headquarters at 2141 East Broadway Road, Suite 202, Tempe, Arizona 85282.London, United Kingdom
ProductFirst ACH API connects a business’s proprietary interface to the First ACH payment gateway to process payments using its existing sales process.Bank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON.

First ACH API plans

  • Custom solutionsPriced on request
  • First ACH APIPriced on request
  • First ACH Merchant +Priced on request

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Pick First ACH API if…

First ACH API is intended for businesses integrating payments with existing systems, merchants adding customer-initiated ACH payments to software or websites, and companies needing custom payment features.

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

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