Finexer
5.5#40 in bank connectivity softwareWebAPI
VisitFinexer vs GoCardless Bank Account Data
GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitWhat both publish
| Fact | Finexer | GoCardless Bank Account Data |
|---|---|---|
| Developer tools | Finexer provides a REST-based API, webhooks, API documentation, sandbox accounts, and developer support. | GoCardless provides a quickstart guide and instructions for importing the API schema into Postman. |
| Headquarters | London, United Kingdom | London, United Kingdom |
| Product | Finexer is a B2B open banking platform for accessing clients’ bank accounts and initiating payments on their behalf. | Bank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON. |
| Security | Finexer says sensitive data is encrypted with AES-256 in an isolated data store, and two-factor authentication is required for approved accounts. | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. |
| Support | The company says its support specialists are available 16 hours a day, seven days a week. | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. |
| Who it serves | The site identifies accounting and ERP, lawtech, EPOS, payroll and invoicing, proptech and real estate, and utility billing as use cases. | GoCardless says businesses can use its open banking network to access financial data such as account information and transaction history. |
Finexer plans
- EnterprisePriced on request
- StandardPriced on request
- StartupPriced on request
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Pick Finexer if…
Finexer suits businesses building bank-data access, payment initiation, or bank-based identity checks into services. Listed use cases include accounting and ERP, lawtech, EPOS, payroll and invoicing, property, and utility billing.
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.