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finAPI vs GoCardless Bank Account Data

finAPI logo

finAPI

6.3#23 in bank connectivity softwareFrom €60 a month
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What both publish

FactfinAPIGoCardless Bank Account Data
Founded20082011
HeadquartersMunich, GermanyLondon, United Kingdom
Regulatory statusThe company says its account information and payment initiation services are licensed and approved by Germany’s BaFin.GoCardless says it is authorised by the UK Financial Conduct Authority under the Payment Services Regulations 2017.
SupportThe pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request.The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT.

finAPI plans

  • Access B2C — basic licence, up to 200 users€60 a month
  • Data Intelligence PG A — basic licence to 200 calls€80 a month
  • finAPI Demobank Lite€99 a month
  • Access B2X — basic licence, up to 200 users€100 a month

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Pick finAPI if…

You want what its maker publishes above — check its page for the details.

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

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