Finanzguru
7.8#23 in personal finance softwareFrom €0.99 a monthFree planAndroidiOSmacOS
VisitFinanzguru vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Finanzguru | PocketSmith |
|---|---|---|
| Account sync | automatic | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Headquarters | Frankfurt am Main, Germany | Dunedin, New Zealand |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Security | Finanzguru says data is encrypted and stored in a German data center, with access protected by OAuth2, SSL, firewalls, and two-factor authentication. | Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024. |
| Support | The imprint directs customers to the help center and lists email and WhatsApp as contact options. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
Finanzguru plans
- FreeFree
- Finanzguru Plus€0.99 a month
- Finanzguru (free)Free
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick Finanzguru if…
You want what its maker publishes above — check its page for the details.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.