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Embat Bank Reconciliation vs SettleFlow

SettleFlow

7.3#4 in payment reconciliation softwareFrom ₹9,999 a month
Free planWebAPI
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What both publish

FactEmbat Bank ReconciliationSettleFlow
Audit trailEvery GL entry is logged with its method, timestamp, user, triggering rule, and matching criteria.Logins, uploads, reconciliation runs, rule changes, exports and claim actions are recorded with user and timestamp.
ERP integrationsBidirectional connectors support SAP, Oracle NetSuite, Microsoft Dynamics 365, Sage, and more than 20 other ERPs.The listed accounting systems are Zoho Books, Tally and QuickBooks.
HeadquartersMadrid, SpainSector 10, Noida, Uttar Pradesh, India
Payment integrationsThe platform integrates with Stripe, Adyen, PayPal, Redsys, Worldpay, Mercadopago, and other payment gateways.The site lists Razorpay, Cashfree, PayU, Paytm and PhonePe.
PurposeEmbat matches bank transactions to journal entries, posts them to the general ledger, and reconciles the entries automatically.SettleFlow reconciles payment gateway, marketplace, bank and accounting data to identify differences in settlements and fees.

Embat Bank Reconciliation plans

  • Tailored pricingPriced on request

SettleFlow plans

  • Free DiagnosticFree
  • Starter₹9,999 a month
  • Growth₹19,999 a month
  • Scale₹35,000 a month
  • CA firms, agencies & custom₹60,000 a month

Pick Embat Bank Reconciliation if…

Embat suits finance teams at medium to large companies managing multiple entities, currencies, or banking relationships. It may be relevant to organizations using supported accounting systems, ERPs, and payment gateways.

Pick SettleFlow if…

It suits Indian sellers seeking settlement and GST reconciliation, as well as agencies and CA firms managing client accounts. The free diagnostic may suit teams that want a report on one source before choosing a paid plan.

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