Decentro vs Highnote
| Decentro | Highnote | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | api, Web | api, Web |
| Free plan | No | No |
| Card issuing | Yes | — |
| Embedded accounts | Yes | — |
| Payment rails | wire | — |
| KYC/AML tools | Yes | — |
| Ledger | Yes | — |
| Supported regions | 190+ countries for payouts; 170 countries and regions for multi-currency settlements | — |
Both are listed in Best Banking-as-a-Service Platforms. On Everything Xiaomi, Decentro scores higher on our published basis.