Debt Ladder
7.8#2 in debt management softwareFrom R$129.90 a yearFree planAndroidiOSmacOS
VisitDebt Ladder vs Ditch
What both publish
| Fact | Debt Ladder | Ditch |
|---|---|---|
| Headquarters | Council Bluffs, Iowa, United States | Atlanta, Georgia, United States |
| Purpose | Debt Ladder turns entered cards and loans into a payoff order, per-debt payoff dates, total interest, and a debt-free date. | Ditch sends round-ups from purchases toward debt to help users pay it off faster. |
| Support | Support is provided by email at [email protected], with users asked to include their device and the action they were taking. | Support options listed by plan range from basic chat and email to premium chat and phone support, and the site also offers a contact page. |
Debt Ladder plans
- FreeFree
- Debt Ladder Pro MonthlyR$29.90 a month
- Debt Ladder Pro AnnualR$129.90 a year
- Debt Ladder Pro LifetimeR$249.90, paid once
- Annual—
- Lifetime—
Ditch plans
- Basic$3.99 a month
- Plus$9.99 a month
- Pro$15.99 a month
Pick Debt Ladder if…
Debt Ladder suits people who want a mobile payoff schedule for cards and loans and prefer entering balances themselves. It is useful for comparing snowball and avalanche approaches, recording extra payments and keeping repayment data on the device.
Pick Ditch if…
Ditch suits mobile users focused on directing spare purchase amounts toward debt. It fits people who want debt budgeting, account linking, and payoff tracking.