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Chipper Cash vs Wise

Wise logo

Wise

8.2#4 in money transfer appsFree plan
Free planAndroidiOSWeb
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What both publish

FactChipper CashWise
Exchange-rate modelmarkupmid_market
Founded20182011
Free planYesYes
HeadquartersSan Francisco, California, United StatesLondon, United Kingdom
Mobile platformsbothThe Wise app is available for iOS through the Apple App Store and for Android through Google Play.
Recipient methodsbankbank
SecurityChipper says payment information and personal data are encrypted to help protect against unauthorized activity.Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions.
SupportCustomers can contact support through in-app messaging at Profile → Get Support or by email.Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages.
Transfer speedinstantOn many popular routes, transfers can arrive within one day, the same day, or instantly.
Upfront fee displayYesYes

Chipper Cash plans

  • Chipper accountFree
  • Stock trading$0.75, paid once
  • Stock account maintenance$1 a month
  • Stock account access$10, paid once

Wise plans

  • Wise personal account and transfersFree

Pick Chipper Cash if…

You want what its maker publishes above — check its page for the details.

Pick Wise if…

Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.

Charts they share