Chip
7.2#3 in automated savings appsFrom £5.99 a monthFree planAndroidiOS
VisitChip vs Spave
What both publish
| Fact | Chip | Spave |
|---|---|---|
| Headquarters | London, England, UK | Red Wing, Minnesota, United States |
| Security | Chip says Open Banking is regulated by the FCA and permissions are re-authenticated every 90 days. | Spave says stored data is encrypted, bank credentials are not stored, and access to personal information is limited to authorized employees and contractors. |
| Support | Chip says its support team is available from 8am to 8pm on weekdays and 9am to 6pm on weekends. | Spave directs users with questions to [email protected] and offers support through the app. |
Chip plans
- BasicFree
- ChipX£5.99 a month
- Basic planFree
- ChipX plan£5.99 a month
Spave plans
- FreeFree
Pick Chip if…
Chip suits people who want savings goals and investment products managed through one app. It may also suit customers who want automatic saving, provided they account for the 45p charge per autosave on Basic.
Pick Spave if…
You want what its maker publishes above — check its page for the details.