
Chip
7.2#3 in automated savings appsFrom £5.99 a monthFree planAndroidiOS
Visit
| Fact | Chip | Nebo |
|---|---|---|
| Security | Chip says Open Banking is regulated by the FCA and permissions are re-authenticated every 90 days. | Nebo states that it uses 256-bit encryption, granular permissions and does not sell personal data. |
| Support | Chip says its support team is available from 8am to 8pm on weekdays and 9am to 6pm on weekends. | Nebo says partner applications are reviewed within 3 business days and provides dedicated technical support during integration. |
Chip suits people who want savings goals and investment products managed through one app. It may also suit customers who want automatic saving, provided they account for the 45p charge per autosave on Basic.
Nebo suits everyday Kenyan users who want savings goals, debt repayment tools, and a clearer view of spending. It may also suit people using the listed banks, mobile money, or digital wallets.