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Checkbook.io ACH API vs GoCardless Bank Account Data

What both publish

FactCheckbook.io ACH APIGoCardless Bank Account Data
HeadquartersSan Mateo, California, United StatesLondon, United Kingdom
SecurityCheckbook says production data is stored in a physically secure PCI DSS compliant off-site data center and server access uses encrypted network channels.GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit.
SupportThe pricing page lists live support, a dedicated customer success manager, and a private Slack channel for Business and Enterprise plans.The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT.

Checkbook.io ACH API plans

  • ACH Payments$1, paid once
  • Business$2,000 a month
  • EnterprisePriced on request

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Pick Checkbook.io ACH API if…

Checkbook.io ACH API suits businesses such as landlord and freelance marketplaces, gig economy platforms, and accounting platforms that need to send disbursements. It also lists API access and QuickBooks Online and AccountingSeed integrations.

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

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