Careem Pay
6.7#63 in money transfer appsAndroidiOS
VisitCareem Pay vs Wise
What both publish
| Fact | Careem Pay | Wise |
|---|---|---|
| Exchange-rate model | variable | mid_market |
| Founded | 2012 | 2011 |
| Headquarters | Dubai, United Arab Emirates | London, United Kingdom |
| Identity verification | Careem says international transfers are currently exclusive to UAE users and require identity verification with an original Emirates ID and valid or updated UAE visa. | Photo ID may be required for some currencies or large transfers. |
| Mobile platforms | both | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Payment methods | Careem lists Careem Pay wallet, credit or debit cards, Apple Pay and Google Pay among payment methods for Careem orders. | The app says users can fund transfers with Apple Pay, Google Pay, a debit or credit card, or a bank transfer. |
| Security | Careem says its fraud team monitors transactions 24/7, new accounts undergo identification and verification procedures, and customer service agents cannot see full card details. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | Careem says in-app and web support are available 24/7; phone support is available for in-ride or post-ride issues for one hour. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
| Transfer speed | Careem says most transfers are verified within 15 minutes and recipients usually receive the money instantly afterward, though some transfers take longer depending on destination and compliance checks. | On many popular routes, transfers can arrive within one day, the same day, or instantly. |
| Transfer tracking | Yes | The app shows the list and current status of transfers users have set up. |
| Upfront fee display | Yes | Yes |
Careem Pay plans
No prices published.
Wise plans
- Wise personal account and transfersFree
Pick Careem Pay if…
You want what its maker publishes above — check its page for the details.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.