Overview

Brankas offers open finance and Banking-as-a-Service APIs for banks, financial institutions, technology companies, and businesses embedding financial services in their products. Its services bring financial data and payment capabilities together through connections to financial institutions.

The product lineup includes Direct for incoming money, Disburse for outgoing transfers, a payment infrastructure solution, and the Open Finance Suite API hub. Brankas reports integrations with more than 80 financial institutions and partners across six markets. Its listed coverage includes institutions in the Philippines, Indonesia, and Thailand, though supported products and availability vary by institution.

For context on this category, see Bank Connectivity Software.

Key features

Financial data APIs: Retrieve account and transaction information from multiple financial institutions through one integration. Data products include Balance, Statement, Income, and Expense; Brankas also lists investment data and transaction enrichment.
Account-to-account payments: Direct supports transfers and payments, while Disburse automates transfers from corporate bank accounts. Businesses can send funds individually or in bulk from a dashboard. Brankas says it does not hold customers’ money.
Open finance and Banking-as-a-Service: The Open Finance Suite supports open banking and open finance compliance as well as Banking-as-a-Service. It can be deployed in the cloud, on-premise, or in a hybrid arrangement.
Mobile SDKs: Brankas Tap SDKs for Android and iOS can open an embedded WebView for Brankas product flows within mobile apps.
Developer access: Developers can generate API keys in the Brankas Dashboard for sandbox and live environments. Businesses can create an account to access a sandbox.
Integrations: Brankas says it is compatible with most core banking systems and technology stacks.
Security and compliance: Brankas says it uses HTTPS and encryption, is ISO 27001 certified and PCI-DSS certified, and does not store end-user credentials. It also says it undergoes regular audits by financial regulators.
Implementation and support: The Open Finance Suite describes implementation projects of 8–12 weeks and one-to-one post-sales support. Implementation assistance is available from Brankas’s certified team or an approved systems integration partner.

Pricing

Brankas is a paid service, with pricing available on request rather than as a published fixed price. The Open Finance Suite page invites prospective customers to request a quote. The Basic and Enterprise plan prices are not listed. The site also offers free access through an account-based sandbox and invites visitors to try Brankas for free; a free trial is listed, but no trial duration or paid-plan prices are specified.

Platforms

Brankas lists Android, iOS, web, API, and self-hosted availability. The mobile SDKs cover Android and iOS, while the Open Finance Suite supports cloud, on-premise, and hybrid deployments.

Who it's for

Brankas is aimed at banks, financial institutions, technology companies, and other businesses building financial services into their own products. Its APIs and payment tools are relevant to organizations that need access to account and transaction data, account-to-account payment flows, or bulk and individual disbursements. The sandbox gives businesses a way to access a development environment before working with live APIs.

Pros and cons

Pros: A broad set of data and payment products is available through one provider; deployments include cloud, on-premise, and hybrid options; API keys can be managed for separate sandbox and live environments; Android and iOS SDKs support embedded product flows.
Cons: Pricing is not public; institution coverage and product availability vary; implementation projects for the Open Finance Suite are described as taking 8–12 weeks.

Alternatives

For other options in financial data connectivity and open finance, consider MX, TrueLayer Data API, Fintable API, Powens, Lean Technologies, Salt Edge Data Aggregation, viaBanking Banking API, and Belvo.

Verdict

Brankas combines financial-data APIs, account-to-account payments, and disbursements with an API hub for open finance and Banking-as-a-Service. Its listed coverage across Southeast Asian markets, multiple deployment choices, and separate sandbox and live environments make it a substantial option for organizations building financial capabilities into their products. The main practical unknown is cost: pricing is quote-based, and coverage varies by institution, so prospective customers will need to confirm both fit and commercial terms for their intended markets.

	Brankas	Trovata TMS
Free plan	No	No
Free trial	Yes	No
Paid from	—	$2,000/mo
Open source	No	No
Platforms	Android, api, iOS, self-hosted, Web	api, iOS, Web
Free plan	—	No
Multi-entity support	—	Yes

Brankas vs Trovata TMS

Brankas

Trovata TMS