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Braintree ACH Direct Debit vs Instamojo

Instamojo

8.1#3 in payment gatewaysFrom ₹3,999 a year
Free planAndroidiOSWebAPI
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What both publish

FactBraintree ACH Direct DebitInstamojo
HeadquartersSan Jose, California, United StatesBengaluru, Karnataka, India

Braintree ACH Direct Debit plans

  • Standard ACH network processing$0.75 a month
  • Same-day ACH network processingPriced on request
  • Standard ACH direct debit$0.75, paid once
  • Same-day ACH direct debit$1.50, paid once

Instamojo plans

  • Smart₹4,999 a year
  • Starter₹3,999 a year
  • Growth₹9,999 a year
  • QuickFree
  • Lite (Online Store)Free
  • LiteFree

Pick Braintree ACH Direct Debit if…

This is for eligible merchants building custom online payment integrations who need to accept US bank-account payments through ACH. It requires custom client-side development rather than Braintree Drop-in UI.

Pick Instamojo if…

Instamojo is aimed at D2C brands, MSMEs, startups, independent artists, creators, and entrepreneurs. It suits sellers seeking storefront, landing-page, or payment tools in one platform.

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