Billie vs FLOA
| Billie | FLOA | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Web | Web |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | 7 to 120 days; 30 to 120 days for buyer-facing pay-later terms; installments; pay on account | 3X, 4X, 10X or more |
| Merchant platforms | Klarna, Adyen, Stripe, Kustom, Mollie, Shopware, JTL, WooCommerce | Magento, PrestaShop, WooCommerce, Shopify, Adobe Commerce |
| Merchant settlement | same day | — |
| Consumer regions | Germany, France, Netherlands, Sweden, Norway, Finland, Austria, Spain, Denmark, Switzerland, United Kingdom | France, Spain, Italy, Portugal, Belgium |
| Merchant dashboard | Yes | — |
Both are listed in Best Buy Now, Pay Later Platforms. On Everything Xiaomi, Billie scores higher on our published basis.