BHIM
6.8#59 in money transfer appsFree planFree planAndroidiOS
VisitBHIM vs Wise
What both publish
| Fact | BHIM | Wise |
|---|---|---|
| Founded | 2016 | 2011 |
| Free plan | Yes | Yes |
| Payment methods | Users can send money using a UPI ID, a UPI registered mobile number, or an account number and IFSC code. | The app says users can fund transfers with Apple Pay, Google Pay, a debit or credit card, or a bank transfer. |
| Security | BHIM’s FAQ says the UPI PIN is used to authenticate UPI transactions, and the privacy policy describes safeguards including firewalls, encryption and data leakage prevention technologies. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | The FAQ lists BHIM’s toll-free support number as 18001201740 for queries or complaints. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
BHIM plans
- BHIMFree
Wise plans
- Wise personal account and transfersFree
Pick BHIM if…
BHIM suits people with a bank account, a mobile number registered with the bank, and a linked debit card. It also supports users who need bill payments or merchant collections using agent-specific QR codes.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.