Authorize.net
6.8#4 in ach payment processing software$25 usage-basedAndroidiOSWebAPI
VisitAuthorize.net vs Stripe ACH Direct Debit
Stripe ACH Direct Debit
6.1#13 in ach payment processing software$0.80 one-timeWebAPI
VisitWhat both publish
| Fact | Authorize.net | Stripe ACH Direct Debit |
|---|---|---|
| Founded | 1996 | 2010 |
| Support | Merchant support is available 24x7, except major holidays, by phone, online chat, or support case. | Stripe provides product support through its support site and offers separate managed support plans. |
| What it does | Authorize.net helps businesses accept electronic and credit card payments in person, online, and over the phone. | Accepts reusable payments from customers’ US bank accounts through ACH Direct Debit. |
Authorize.net plans
- All-in-one$25 a month
- Gateway only$25 a month
- Gateway + eCheck$25 a month
Stripe ACH Direct Debit plans
- ACH Direct Debit — standard settlement timing$0.80, paid once
- ACH Direct Debit — faster settlement$1.20, paid once
Pick Authorize.net if…
You want what its maker publishes above — check its page for the details.
Pick Stripe ACH Direct Debit if…
ACH Direct Debit may suit businesses that want reusable bank-account payments, particularly for large or recurring transactions. It requires US customers and USD presentment.