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Authorize.net vs Checkbook.io ACH API

What both publish

FactAuthorize.netCheckbook.io ACH API
IntegrationsAuthorize.net provides an API with XML and JSON variants, and a certified network of technology and solution partners.Checkbook lists QuickBooks Online and AccountingSeed as pre-built integrations.
SecurityThe pricing page describes its gateway as secure and lists customizable fraud detection tools.Checkbook says production data is stored in a physically secure PCI DSS compliant off-site data center and server access uses encrypted network channels.
SupportMerchant support is available 24x7, except major holidays, by phone, online chat, or support case.The pricing page lists live support, a dedicated customer success manager, and a private Slack channel for Business and Enterprise plans.

Authorize.net plans

  • All-in-one$25 a month
  • Gateway only$25 a month
  • Gateway + eCheck$25 a month

Checkbook.io ACH API plans

  • ACH Payments$1, paid once
  • Business$2,000 a month
  • EnterprisePriced on request

Pick Authorize.net if…

You want what its maker publishes above — check its page for the details.

Pick Checkbook.io ACH API if…

Checkbook.io ACH API suits businesses such as landlord and freelance marketplaces, gig economy platforms, and accounting platforms that need to send disbursements. It also lists API access and QuickBooks Online and AccountingSeed integrations.

Charts they share