Atome
7.9#1 in buy now, pay later platformsFrom 0.75 SGD a monthFree planAndroidiOSWebAPI
VisitAtome vs Zilch
What both publish
| Fact | Atome | Zilch |
|---|---|---|
| Founded | LinkedIn lists Atome as founded in 2019. | 2018 |
| Headquarters | Singapore | London, United Kingdom |
Atome plans
- Pay-in-3Free
- Pay in fullFree
- Pay-in-120.75 SGD a month
- Pay-in-90.75 SGD a month
- Pay-in-63 SGD, paid once
- Longer payment plans—
Zilch plans
- Zilch StandardFree
- Zilch Extra£2.99 a month
- Zilch Plus£4.99 a month
Pick Atome if…
Atome suits mobile-first shoppers in Singapore or Malaysia who want to split purchases at participating retailers. It also serves merchants seeking online or in-store transaction integration.
Pick Zilch if…
Zilch may suit eligible UK residents aged 18 or older who want to pay now or spread payments and use Rewards. Its plans also offer physical cards and, for eligible Extra or Plus customers, Advance.