Apple Wallet
6.2#40 in digital wallet appsFree planFree planiOSmacOS
VisitApple Wallet vs Monzo
What both publish
| Fact | Apple Wallet | Monzo |
|---|---|---|
| Security | Apple Pay uses a device-specific number and unique transaction code instead of sharing the actual card number with merchants. | Monzo says it is authorised by the Prudential Regulation Authority and regulated by the FCA and PRA, with eligible deposits protected by FSCS up to £120,000 per person. |
Apple Wallet plans
- Apple WalletFree
Monzo plans
- Business LiteFree
- FreeFree
- MonzoFree
- Extra£3 a month
- Perks£9 a month
- Business Pro£9 a month
Pick Apple Wallet if…
You want what its maker publishes above — check its page for the details.
Pick Monzo if…
Monzo suits UK residents seeking a current account with app tools for budgeting, saving, travel spending or investing. Plan conditions and rates vary by account or subscription.