Affirm vs Billie
| Affirm | Billie | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Android, api, extension, iOS, Web | Web |
| Free plan | Yes | — |
| Checkout channels | omnichannel | omnichannel |
| Repayment terms | 4 interest-free payments every 2 weeks; installments from 6 weeks to 36 months; monthly or biweekly payments | 7 to 120 days; 30 to 120 days for buyer-facing pay-later terms; installments; pay on account |
| Merchant platforms | Adobe Commerce, BigCommerce, Salesforce Commerce Cloud, SAP Commerce, Shopify, Wix, WooCommerce, Acadaca, Lightspeed Ecommerce, Miva, OpenCart, Oracle Commerce, Shift4Shop, VTEX, Volusion | Klarna, Adyen, Stripe, Kustom, Mollie, Shopware, JTL, WooCommerce |
| Consumer regions | United States, Canada, United Kingdom | Germany, France, Netherlands, Sweden, Norway, Finland, Austria, Spain, Denmark, Switzerland, United Kingdom |
| Merchant dashboard | Yes | Yes |
| Merchant settlement | — | same day |
Both are listed in Best Buy Now, Pay Later Platforms. On Everything Xiaomi, Affirm scores higher on our published basis.