Actual Budget
7.5#48 in personal finance softwareFree planFree planWebAPILinuxmacOS
VisitActual Budget vs YNAB
What both publish
| Fact | Actual Budget | YNAB |
|---|---|---|
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | No |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Reports | The app includes net worth and cash flow reports, plus a custom report engine. | Spending and net-worth reports provide graphs and charts about spending and wealth. |
Actual Budget plans
- Free and open sourceFree
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick Actual Budget if…
Actual Budget may suit people who want envelope budgeting with bill and net-worth tracking, and who value web or desktop access. It may also fit users interested in optional self-hosted synchronization and open-source software.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.