ACHQ
5.9#15 in ach payment processing softwareFrom $39 a monthWebAPI
VisitACHQ vs OpenACH
What both publish
| Fact | ACHQ | OpenACH |
|---|---|---|
| Security | ACHQ says bank accounts are stored as reusable tokens and that customers' systems do not handle the account personal information. | The Docker instructions say the setup generates an encryption key for data and advise protecting the configuration file containing it. |
| Support | ACHQ advertises US-based human support, with email support on Starter, phone and email on Growth, and 24/7 priority support on Scale. | OpenACH says users can contact its team for both basic and technical questions and hosted setup assistance. |
ACHQ plans
- Starter$39 a month
- Growth$59 a month
- Scale$99 a month
OpenACH plans
- OpenACH open-source softwareFree
- OEM Commercial LicensePriced on request
Pick ACHQ if…
ACHQ suits merchants and payment platforms that need ACH or eCheck processing, including recurring billing and API integrations. It may also suit teams that need settlement reporting and bank-account validation.
Pick OpenACH if…
OpenACH suits businesses seeking ACH processing, organizations connecting existing payment systems, and developers or system integrators. Its API, NACHA libraries, and self-hosting options are relevant to teams integrating payment workflows.