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ACH Processing Company vs OpenACH

OpenACH

7.8#1 in ach payment processing softwareFree plan
Free planAndroidiOSWebAPI
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What both publish

FactACH Processing CompanyOpenACH
APIThe web service API supports batch transaction creation, transaction searches, and retrieval of returned transactions with return codes.OpenACH offers a REST/JSON API for integrating business software with ACH payment processing.
Payment schedulingThe portal’s Recurring Schedule Manager lets users set custom schedules, and Quick Debit supports one off transactions.API payment schedules support one-time and recurring frequencies including daily, weekly, biweekly, monthly, annual and biennial.
PurposeProvides payment processing services through a cloud based platform and web services API.OpenACH is an open-source, web-based platform for ACH origination and payment processing.
SecurityThe company says it uses multiple data centers and data encryption to protect sensitive information.The Docker instructions say the setup generates an encryption key for data and advise protecting the configuration file containing it.
SupportThe company invites prospective customers to request a demo, and says solution experts will reach out to contact form submissions.OpenACH says users can contact its team for both basic and technical questions and hosted setup assistance.

ACH Processing Company plans

No prices published.

OpenACH plans

  • OpenACH open-source softwareFree
  • OEM Commercial LicensePriced on request

Pick ACH Processing Company if…

It suits businesses and organizations that need ACH or card processing, recurring payment scheduling, reporting or API access. The company identifies corporate clients and municipalities among its intended customers.

Pick OpenACH if…

OpenACH suits businesses seeking ACH processing, organizations connecting existing payment systems, and developers or system integrators. Its API, NACHA libraries, and self-hosting options are relevant to teams integrating payment workflows.

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