ACH Payments
6.6#6 in ach payment processing softwareWebAPI
VisitACH Payments vs OpenACH
What both publish
| Fact | ACH Payments | OpenACH |
|---|---|---|
| Company headquarters | The terms page gives an office address of 15 Ingersoll Road, Saratoga Springs, New York 12866, United States. | EasyOFAC, described on its site as an OpenACH company, lists 401 E 8th St, Suite 214-694, Sioux Falls, South Dakota 57103. |
| Integrations | The QuickBooks payments module supports ACH and card transactions, one time and recurring transactions, integrated reporting, and tokenization. | The site reports that U.S. Bank completed OpenACH integration testing and describes a bank plugin for transferring files and handling returns and changes. |
| Security | The company says its tokenization solutions replace bank account data so it need not be stored on client servers and databases. | The Docker instructions say the setup generates an encryption key for data and advise protecting the configuration file containing it. |
ACH Payments plans
- Recurring ACH calculator assumption$0.25, paid once
- ChurchSquare special pricing$0.35 a month
- ChurchSquare$20 a month
- WaterFlex AutoDebit$29 a month
OpenACH plans
- OpenACH open-source softwareFree
- OEM Commercial LicensePriced on request
Pick ACH Payments if…
ACH Payments suits businesses and software providers seeking ACH and card processing, including organizations with recurring payment needs. The described ChurchSquare pricing is specifically for ChurchSquare users.
Pick OpenACH if…
OpenACH suits businesses seeking ACH processing, organizations connecting existing payment systems, and developers or system integrators. Its API, NACHA libraries, and self-hosting options are relevant to teams integrating payment workflows.